if you are considering buying an investment property then the very first decision to make is in respect of its ownership

what advantages are there in buying a property within a limited company rather than owning it personally?

if owning the property personally or jointly with a spouse, how can the rental profits be allocated; and in all circumstances what tax reliefs are available and what costs can be deducted from the rental income?

what are your long term property plans?

When it comes to properties our advice will usually begin with this question.

We can not offer investment advice, but we are able to explain the tax consequences of actions and help devise a route based on those alone.

We can also advise clients of the tax liabilities if they decide that it is time to sell an investment property. If it’s a UK residential property that is sold, then we can help you with your obligation to calculate the potential Capital Gains Tax liability and submit that to HMRC within 60 days of completion.

The government abolished the Furnished Holiday Let (FHL) tax regime from April 2025, removing valuable tax advantages that had been previously available to holiday let owners including capital allowances and Capital Gains Tax reliefs.

If you own a furnished holiday property, it is important to review your position now. We can help you understand the impact, explore your options, and navigate the transitional changes with confidence.